I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

  • Confound4082@lemmy.ml
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    1 year ago

    If you don’t mind sharing, what education do you have, and what are you currently doing for work?

    • Screwthehole@lemmy.world
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      1 year ago

      Why even mention no cell phones?

      In the 1700s they budgeted by not paying all electric bill! So frugal. 🤣

      No one in western society can function or even have a job probably, without a cell phone in 2023

        • Killakomodo@kbin.social
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          1 year ago

          What are you saying??? I have not had a job that did not need me to have one in some regard, think you are a little behind the times tbh.

          • YoBuckStopsHere@lemmy.world
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            1 year ago

            It depends on your line of work, but a cellphone is not mandatory for employment. A cellphone will set you back on average $1,700 a year. If you have to have a phone number get a $ 20-a-month landline basic plan. We are talking about saving money but most people on here don’t want to save money, they just want to have more money.

            • mke_geek@lemm.ee
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              1 year ago

              Cell phones don’t have to cost that much. Google Voice numbers are free. You can still have a cell phone and not have a data plan.

  • Maoo [none/use name]@hexbear.net
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    1 year ago

    Organize with socialists, make use of mutual aid. Provides an IRL version of what you’re seeking here- uou are in no way alone. This is how most people live and it is by systemic design.

    There’s a lot of power, and value, in making local irl connections so that when you need help or just to talk to people, you’ll know that you have options. Also, some options take time, so getting on top of them now will pay dividends. Examples include food stamps and subsidized housing. Finally, lefties sometimes like to help each other get better jobs.

    Of course I can also suggest ways to live cheaply, but there is a hard limit under this economic system and you might already be there.

    Also please feel free to DM if you want to talk about anything.