You said there’s nuance but then went on to explain that there isn’t nuance and the only reasonable vote is for Biden. And you’re not wrong. There are a lot of folks pretending to be on the left acting like there’s a whole lot of nuance here, and that voting for someone other than Biden, or not voting at all, is an acceptable option.

None of this precludes advocating for your positions or doing other praxis, but when it comes to voting the answer is clear

Literally the next sentence in the article:

Digital wallets […] have exploded in popularity but are not captured by Australian payments law.

The article doesn’t bother explaining what specifically the law does.